Varshamore

  Accidents happen when we least expect them to. A slip on the footpath while walking or a trip on a few computer cables at work can leave you with injuries that might require medical attention or even bed rest. We all also face the risk of more serious accidents such as a car accident especially while cycling on roads or, perhaps, an accident while operating machinery. All these accidents can bring along heavy medical expenses. You may even need to stop working for a while as you recover from the injuries sustained. Fortunately, you can now stay covered against the heavy expenses that accompany such accidents with the help of a personal accident insurance plan. In this blog, we will take a look at the coverage you get from a personal accident insurance plan. Let’s get started - Coverage for accidents A standard personal accident insurance plan in Singapore will cover you against accidental death and accidental injuries. If your accident has been sustained while commuting via ...

  As a Singaporean citizen or PR, you are covered for subsidised medical expenses by MediShield Life. However, you can only claim up to S$150,000 per policy year. Plus, there are individual limits for different sections of coverage such as daily ward and treatment charges, You might want to enhance your coverage by buying private health insurance too, as known as an Integrated Shield Plan. That way, you can increase your coverage limit and also benefit from access to a wider range of private and restructured hospitals in the country. If you are buying an Integrated Shield Plan for the very first time, this blog can prove to be helpful for you. Read on to find out a few crucial DOs and DON’Ts that you need to keep in mind when buying coverage. DOs when buying health insurance DO your research There are many good medical insurance companies in Singapore. Compare their health insurance plans on their websites to find the one that suits you the best. When running a comparison,...